“A vacation is what you take when you can no longer take what you’ve been taking,” said journalist Earl Wilson. When finances get you down, try visiting Olympia’s Evergreen Direct Credit Union for some sound advice…and a free trip.
Open to members who live, work, study, or worship in Washington State (or are related to a current member), Evergreen Direct has been a vital part of our community for more than 60 years. As such, they want to give you the gift of the Evergreen State when you sign up for a personal, home equity, auto loan, or line of credit.
With every new $10,000 loan, borrowers receive a $300 Vacation Certificate good for trips booked through Get Away Today. Buying a new (or new-to-you) car? Use it to tour all our region has to offer. Opening a home equity line of credit to re-do your kitchen? Let the contractors work while you ski, hike, or surf away the construction mess.
The application process is quick and easy; apply for loans in person, by phone, or even online. Web-based financial calculators can make confusing decisions much simpler. Unsure whether to buy versus lease your next car or how much personal loan payments vary by the loan’s length? Use these tools to break down costs or adjust specifics to see how your monthly payment shifts.
While discussing your loan options, ask about Evergreen Direct’s TAKE 2 plan. This allows borrowers to skip two monthly payments each year by averaging that amount into the remaining 10 payments. There is no fee for this program and the interest rate is the same as traditional loans.
Washingtonian’s can join Evergreen Direct online or by calling 360-943-7676. Evergreen Direct Credit Union is owned by each and every member that we serve. It’s no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call ‘Banking. At your speed.’”
EDCU strives to educate consumers about programs, offerings, and market research on their Facebook page by posting up to four times each day. Their Refer a Friend program rewards new and existing members and their Visa PERKS rewards cardholders.
Coming in the spring, the credit union will launch a bike loan program and new youth banking options. The youth package is geared towards students from junior high through college and includes checking accounts and small loans to cover the costs of music or sports camps.
MyCreditUnion.gov explains that “people all over the world belong to credit unions, including over 98 million members in the United States. Because credit unions are not-for-profit financial institutions, their focus is serving the financial needs of their members and not making a profit. On the whole, credit unions typically offer higher rates on savings, fewer fees, and lower rates on loans.”
Evergreen Direct exemplifies this as part of the nationwide shared branching network. This allows members to use more than 4,000 credit union facilities across the country. Locally, their offices are located at 1018 E. Union in Olympia and 6101 Capitol Boulevard in Tumwater.
No matter your lending needs, reach out to the team at Evergreen Direct first. Their experience and community focus mean you and your money are in good hands.