When it comes to life insurance, Melanie Bakala at State Farm in Lacey/Olympia and Shelton wants you to ask yourself the tough question: If your last paycheck was in fact your last paycheck, would your family be OK? She says while many folks are feeling pressures from daily expenses, now is not the time to forget about the future and the significant role life insurance plays. In fact, today’s economic challenges mean it’s even more important than ever to consider what happens to your loved ones and their financial wellbeing when you are gone.
“Close your eyes and picture the first month money does not come in,” Bakala suggests. “Our mission is for every person we come in contact with to learn how affordable life insurance is and give them the opportunity to purchase it.”
State Farm’s Melanie Bakala Says Don’t Go on ‘Autopilot’ With Life Insurance
Bakala says people often go on “autopilot” when it comes to life insurance and don’t think about or revisit their coverage. “So many people rely on what they have at work, but don’t know how much it is,” she says. “The recommended minimum is five times your income.”
While we will all leave this earth someday, planning in advance with life insurance can have a profound impact when a family member passes. This reality is particularly evident when a sudden terminal illness or serious accident diminishes or ends the opportunity to talk about finances and bills. Death benefits can help beneficiaries pay for housing costs, maintain a current standard of living, or help fund children’s education.
“It’s a financial tool for your loved ones and means the costs related to your passing are not a burden,” Bakala explains of life insurance.
Contact Melanie Bakala and Her Team to Learn More About Life Insurance at State Farm
Contact Melanie Bakala and her team for a quote or to learn more about life insurance and State Farm policies to fit every need and budget. Visit Melanie Bakala’s State Farm Lacey/Olympia or Shelton websites, or call 360.972.7905 (Lacey/Olympia) or 360.426.2428 (Shelton).
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